The story so far part 2...

When I turned 30 in February 2007 I freaked out, calmed myself down and then thought about what else I could do to improve my financial situation.

I sold some stock and paid off enough credit card debt to get it under 5000. I started reading personal finance blogs. I adopted a frugal lifestyle and bought less crap. I decided on an amount in my emergency fund that would make me feel secure (6 months) and I made a greater effort to generate income outside of my regular job. All of this has been working out beautifully.

So far this month I've been able to make an extra $280 in payments to CC Debt 1. My original goal was to debt free by September 2008, but because of these extra payments I will now be debt free by August! I'm very happy with my progress. The future is getting brighter by the minute.